Solutions for Non-life (P&C) insurance core system

Solutions for Non-life (P&C) insurance core system



Business performance transformation
Claims
Data and analytics
Distribution channel management

Life insurance core system
Non-life (P&C) insurance core system
Risk and compliance
Sales and customer service



Variable. Resilient. Responsive.

Customise and optimise the customer value proposition through a wide range of channels, products, customer types and service providers. Establish stable flexible core systems so that you can pursue specific underwriting, policy processing and billing methods on demand. Upgrade legacy environments and overcome the regulatory and competitive hurdles between you and your customers.



Non-life insurance core system offerings



Non-life insurance core system solutions from IBM provide business processes and system capabilities to manage your entire customer life cycle. Our component-based approach enables you to tailor solutions to the needs of your carrier and of multiple operating units within your carrier. IBM specialists can work with your core insurance teams to put together an on demand strategy and leverage value-based core insurance diagnostics to help you get started with transformation.

Modernize your non-life insurance core systems to help you bring product and service innovations to the marketplace quickly. IBM incorporates best-of-breed functionality to enable solutions designed specifically for non-life insurance systems, including the capability to:

* Spot new trends and adjust underwriting rules or propose new coverage to help generate the highest profitability.
* Enable virtual real-time updates so that the current view of the policy and the customer is always available to authorized employees, partners and the customer.
* Develop a variable cost structure to support the ebb and flow of resources required to handle claims.

Non-life insurance core system offerings:

Underwriting solution for property and casualty from IBM
The insurance landscape is changing. With mergers and acquisitions on the rise, insurers need the capabilities to react to growth and improve fundamental cost structure. IBM has the tools to help you obtain a holistic view of your business, enhance performance and rethink your underwriting philosophy.