Tiếng Việt

Property Insurance

Property Insurance

In today’s dynamic commercial world, business enterprises are constantly faced with new and increasingly complex risks. Commercial Property All Risks Insurance provides a wide variety of protection to cover your business while you enjoy the convenience of having it all in one policy. We offer two choices of Property Insurance:
- Comprehensive Commercial Property All Risks Insurance
- Basic Fire and Special Perils Cover

In addition, you can also add the following cover(s) to your policy:
- A range of Supplementary Coverage(s)
- Business Interruption Cover (for Commercial Property All Risks Insurance only)

Standard cover solutions

Commercial Property All Risks Insurance
Commercial Property All Risks Insurance provides you with comprehensive coverage. Instead of policyholder choosing from the list of perils available for insurance, the “all risks” includes all the perils and accidental physical damage to the property insured, except the risks and damages specified in the policy under “Exclusions”.

Compared with other property insurance, we offer 13 free-of-charge extensions on insurance coverage to the property insured.

You are also entitled to select supplementary coverages to fit your specific operational requirements at an equitable premium cost. You can enjoy the convenience of comprehensive business protection in one policy, plus, you get far more value for money in terms of premium and protection.

Fire and Special Perils
Fire and Special Perils policy covers your property against physical loss or damage caused by specific perils including fire and/or lightning explosion, damage from aircraft, riot, strikers, locked-out workers, earthquake, storm and tempest, malicious damage and other insured perils.

Important notes

1. This document is for your information and the description herein is a general summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the Policy wordings for complete details of coverage and exclusions.

2. The availability of coverage is subject to underwriting assessment upon receipt of an application.

3. In the event of any inconsistency between the English and the Vietnamese version of this brochure, you should refer to the Vietnamese version which prevails.

Property Insurance is underwritten by BaoViet Insurance Corporation, hereafter referred as BaoViet (Address: 35 Hai Ba Trung Street, Hanoi, Vietnam). It is not an obligation of, deposit in or guaranteed by HSBC Bank (Vietnam) Ltd.