Health insurance companies which have many defects Print E-mail

WASHINGTON - The U.S. economy or system of health care in the United States now, mainly based on the insurance plan by the employer from providers that have many defects, as it is about limit the efficiency of service health care, to make people not be covered if there are no jobs; addition, a system of insurance so the often too expensive.

Up to 63% the American people have not entered the age of seniors is to buy health insurance at the base of their own because they are a worker or spouse is in it. But the majority of the American seniors Medicare coverage, and those who get to enter the low Medicaid (in California called Medi-Cal).

But still a large number of people - 17% people in the older age, ie 45 million people - have no health insurance at all.

Mr. Alain Enthoven, professor of public administration and private Ðại Learning in Stanford, speech, "A system of health insurance based on work certainly has many shortcomings."

First, as Mr. Enthoven, owner of the company certainly is not the people working in the health sector. They use health insurance to all of the other objectives of the company, not to contribute to the health system.

In addition, the system of insurance based on employment also led to the failure of the labor market. Mrs. Brigitte Madrian, economic and Warton School Learning under Ðại Pennsylvania, said the conference in Chatham, Massachusetts, that "health insurance is one of the factors to decide who we have to work or not."

Insurance system based on the work also encourages the owners hire less workers full time, mainly hire workers part time to start to provide benefits on health. As a result, the workers were put to do the job that they do not employ specialists. "

Mr. Henry Farber, economics professor at Princeton University, said a more specific, lack of health insurance for those who practice freedom that is as spiritual damage business xoc vác people in them. "

However, the American people do not like a health system in our government funded the same as Canada, because it means raising taxes on very high. And more, the system of insurance based on the workplace is also a benefit is provided by a large number of customers, the owners have the power while negotiator with insurers on insurance coverage to pay . In the past this time, we have not found a solution to adapt to the medical care in the United States before state medical expenses each time a skyrocketing in recent years. (DP)