Apr 13, 2009
Mobile insurance: Who benefits?
_dtdd.jpgTu day 15-12, packet phone insurance company insurance cooperation with AAA and Vinasure system supermarket mobile phone (Mobile) Telecommunications A formal release.
Quite popular in England and America, but now, the form of insurance, this new start implementing in Vietnam. This is also the first insurance company in the country applied, the 3 Group is Vinasure fact assessment and resolution when problems occur.
During the first program only applies to customers buying new products at the supermarket system of Mobile Telecommunications A. The product was old or notebook to not participate in this program. After participating in the insurance, if mobile phone is stolen, losses due to unexpected accidents, by country ... customers will be repaired free of charge or compensation by the co-branded mobile phone, the features or compensation in cash but not to exceed 17 million in the case can not be replaced by co-branded mobile phone. It is noted that only those situations device harmless because of the impact outside the individual or a non-slip body's free (to forget, to take), that the witnesses are compensation applied. Consequences of damage by natural disasters Mobile is not resolved.
Besides, the cost of package insurance is also quite high. For example with a mobile phone worth more than 510,000 Vietnamese Dong had to spend additional 200,000 VND / year for insurance. Mobile Phones with available from 16,320,000 VND to 17 million, the cost that customers pay up to 3,226,000 VND / year, equivalent to a phone line high fashion high. Nguyen Thi Thanh Huyen, chief development project insurance products for this, surely the cost of package insurance is high because the risk of unexpected problems cause loss or loss of the device is very large.
Once found stolen mobile phone, customers should contact the provider network is not slower than 12 hours after the work, taken with the police would not confirm the delay more than 24 hours and contact managers are not slower than 48 hours. However, according to Mr. Luong Hong Thap, Head of development of new products, insurance companies AAA, the duration of review and resolution of repair customer damage lasts from 7 to 10 days from receiving fully valid paperwork. Time pending insurance, customers will have to rotate the bucket to media contact.
Mobile has become the objects can not be missing every day, not including the face with the report simply does not advance public safety agencies. With the cost and waiting time as, a customer with salty that form this insurance? As N.'s Village, a customer of a Telecommunications, instead of buying insurance for a phone worth 17 million, kept the money to buy it "subject" Nokia 6300, or face the loss of problem is also the right to use, also see it more.
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