Every year at the summer house owner is concerned the cost of insurance increases. Five rate increases approximately this high level of inflation. There are years, like last year, the rate of growth exceed the inflation rate increases as much 7.4%. This year the popular organs of Insurance Insurance Information Institute, the rate of increase of cost of accidents, only 2.8%, the increase in at least five years.
Any reason the insurers to increase insurance coverage by only 1 / 3 last year this year?
According to BusinessWeek magazine, issue number 21 tháng 6, 2004 There are two main reasons leading to price increases of the cost less in 2004.
The first reason is because the administration of the insurance nationwide United States just breathing phào light when the group decided by 46 government states the responsibility of the insurance companies.
Decision for this important that insurance companies are not forced responsibility for the claim related to Landmarks of cats, ie "mold," mọc inside.
In the past month results of a study on harmful effects of landmarks must be announced. According to a landmark study this is not harmful to human health as many mistook before.
Due to the claim of harm's landmark home in which the insurer had to indemnify the $ 3 billion dollars in 2002 to make cost-free in 2003, skyrocketing significant.
The second is for the owner to purchase additional insurance against terrorism họa in 2003 decreased more than in 2002. Part because Americans think that the rate họa terrorism occurred in the United States not as high they fear the period immediately following the terrorist attacks 11 months 9 days, 2001.
Họa terrorism that we can not control the time and effort to prevent the country and each locality concerned the reduction can hope times have not attacked any other.
Landmarks problem is not cats but are the responsibility of the insurance is still the responsibility of the owner whether you are home or continue to reside in the house with them landmarks. Deliberate a little people can find them before becoming victims of a biological process in normal this time.
According to Jeffrey C. May, an expert on air quality and co-author of the book My House Is Killing Me! and The Mold Survival Guide, by the company Johns Hopkins University Press published, the owner should pay attention to some of the following to stopping them landmarks in their home.
The signs of the grass: If you see in the scent to smell like moist Landmarks and if friends, relatives for clothing your fuggy you to note where to find landmarks in the house. This is especially necessary if you are sick cough, asthma (asthma) and lean nose (Sinus) that in Indonesia the disease has not found out the disease seems more severe. Many people are allergic to them attacks on landmarks which may cause only a landmark onion west or damaged pipe in the Air is mọc landmark.
Landmarks are often the most stimulating students: If you are in the system air-conditioning the whole house landmark often spread more easily. Next to the heating pipe for this system have to run to the low humidity in the house. When steam pipes keep water đọng time opportunities will increase mọc landmark. At the turn air conditioners or air heating you create opportunities for landmark clusters spread elsewhere in the system pipe to this spread, or the house.
In the basement have: Approximately 90% of carpet covering the ground in the basement (usually common in the East and Central America) are usually grass, the type of germs, or exclude students or other materials, according to Mr. Jeffrey C. May. Although most types of insects and living with this harmless about 3 section 4 who are not allergic but of people with allergies often prove ill because of this living.
The problem how milestone in the house: You can be the milestone in the problem by editing the end where the water or leak from the roof to the rainwater drainage pipe. Keep moisture in the root cellar under the house and buy 50% in humidity measurement (digital hygrometer) in the house. That machine type humidity usually good to about $ 40 dollars. Specialist for humidity to about 70% to 80% ensuring environmental development convenient for them landmarks. If you have high humidity, you should buy in reducing moisture (dehumidifier) to reduce them landmarks. When did all that remains of fuggy, you need to hire professionals detect landmarks in the companies check the status of the landmark status in their home and seek proper professional milestone of this problem.
How to figure in the landmark, in the case and also to better treatment. The water pipes in the bathroom should be kept for not leak. Place water pipes connected from the wall should be kept dry to drag landmark can mọc inside walls if the time dripping. To prevent them in the landmark you can start with the entire sanitation system pipe in air-conditioning in the house and replace the filter in this system. According to Jeffrey C. May type filter fragile cheap is not good. You need to buy filter types have the same placement of fans, the type of laundry and then not be used again, enough new filter dust and harmful materials.
Hopefully these ideas to contribute on here help you to prevent and treat the problem in a landmark home. A small joy, with the increased cost of at least 5 years you can spend a little money for the room and treat them cats landmarks to ensure health for themselves and also live in the house.
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